Running a Shopify store from Pakistan comes with huge opportunities, but one common hurdle every store owner faces is payment collection. If your customers can’t pay easily, your sales will never grow—no matter how good your product or website is.
That’s why selecting the right payment gateway is not just a technical step, it’s a core part of your ecommerce strategy.
In this guide, you’ll discover the most reliable payment options available in Pakistan and how to set them up properly on your Shopify store.
Understanding Payment Gateways in Ecommerce
A payment gateway is simply a system that allows your store to accept payments online. It securely transfers money from your customer’s account to your business account.
A good payment setup helps you:
- Build trust with customers
- Reduce failed transactions
- Increase your conversion rate
- Manage payments smoothly
If your checkout process feels complicated or limited, customers will leave without buying.
1. Stripe (Using a Foreign Entity)
Stripe is one of the most advanced payment solutions used worldwide, especially for Shopify stores.
It allows you to accept payments through debit cards, credit cards, and digital wallets with a smooth checkout experience.
However, Stripe does not officially operate in Pakistan. Many Pakistani entrepreneurs solve this by registering a company in countries like the UK or US and then connecting Stripe to Shopify.
Best suited for:
Store owners targeting international customers, especially in the USA and Europe.
2. PayPal for Global Customers
PayPal is a globally trusted payment method that many online shoppers prefer because of its buyer protection policies.
Even though PayPal isn’t directly available for receiving payments in Pakistan, many business owners use alternative setups such as:
- Creating accounts through relatives abroad
- Using registered businesses in supported countries
Best suited for:
Dropshipping stores and businesses selling to international markets.
3. 2Checkout (Verifone)
2Checkout is one of the few gateways that officially supports Pakistani merchants and integrates with Shopify.
It enables you to accept international payments in multiple currencies without needing a foreign company.
Advantages:
- Accessible from Pakistan
- Works globally
- No need for complex setup abroad
Things to consider:
- Approval process can take time
- Transaction fees are slightly higher
Best suited for:
Beginners who want a legitimate and straightforward global payment solution.
4. Payoneer Checkout Solution
Payoneer is already popular in Pakistan among freelancers and online earners. Its checkout feature allows ecommerce businesses to receive payments from international customers.
Funds can be easily withdrawn into local bank accounts, which makes it convenient.
Best suited for:
Entrepreneurs already using Payoneer or dealing with overseas clients.
5. Local Payment Methods (JazzCash & Easypaisa)
For targeting customers inside Pakistan, local mobile wallets play a huge role.
JazzCash and Easypaisa are widely used, especially by people who don’t have credit or debit cards.
Since Shopify does not directly support these options, you can:
- Add them as manual payment methods
- Use third-party integrations if available
Best suited for:
Local ecommerce businesses focusing on Pakistani buyers.
6. Cash on Delivery (COD)
Cash on Delivery remains the most trusted payment method in Pakistan. Many customers prefer paying only when they receive the product.
This method can significantly increase your order volume, especially if your brand is new.
Benefits:
- Builds customer confidence
- No need for online payment setup
- Higher conversion rates in local market
Drawbacks:
- Risk of fake or returned orders
- Cash handling issues
Best suited for:
New Shopify stores and local product sellers.
How to Add Payment Methods in Shopify
Setting up payments in Shopify doesn’t require technical expertise. You can do it by following a few simple steps:
- Open your Shopify dashboard
- Go to Settings and then click on Payments
- Choose your preferred payment provider
- Enter your business and banking details
- Save the settings and test a transaction
Always place a test order to confirm everything is working correctly before launching your store.
Choosing the Right Combination
There is no single “perfect” payment gateway for Pakistan. The best approach is to combine multiple options based on your audience.
- If you are targeting international customers, use Stripe or PayPal alternatives
- If you are just starting, 2Checkout is a good option
- For local customers, COD along with mobile wallets works best
Using multiple payment options increases trust and gives customers flexibility.
Final Words
Payment gateways can make or break your Shopify business. Instead of relying on just one method, build a flexible system that works for both local and international customers.
Start with simple options like COD and one global gateway, then upgrade your setup as your store grows.
A smooth and reliable payment experience not only improves sales but also builds long-term customer trust.
Need Help With Shopify Setup?
If you want a professionally designed Shopify store with proper payment integration and a high-converting structure, you can get expert support to save time and avoid costly mistakes.